Banking as a Service
Simplify your digital banking activities. Pick and mix from our robust library of pre-built banking services enabling and innovative technologies and build a banking service solution that gives you flexibility, greater cost control, a quick time to market and reduced risk
Curated collection of over 450 flexible APIs
A collection of flexible banking service APIs provides speed and convenience, making it easy to embed banking services anywhere
Every Banking Service and feature
Choose the features and functionality you need and build a customised solution to fit your unique business needs in days.
Design Freedom. Own the experience
Create a unique banking experience through the design of engaging UX and intuitive functionality
Next-Gen Customer Experience in Digital Banking
Everyday Easy Banking
Offer best everyday easy banking services to your customers, from deposit, withdrawal to payment
P2P Agency Network
Manager your distributed (P2P) agency banking network with nostro account reconciliation
Loan and Term Deposit
Manage your loan and fixed term services with inbuilt credit score for emerging market
Launch multi-currency account for domestic and cross-border banking services
Tap into a global cross-border agency banking network for fast financial services delivery
Step out of silos
Global payment network ready, connect your financial services to the world in minutes
Payments as a Service
Give your merchants the right tools to accept payments however they do business. Process and settle on one platform. Conquer the cost of domestic and cross-border remittances and drive conversions anywhere in the world
Payments routing flexibility
Sophisticated and customizable payment routing tailored to unique requirements and rare payment scenarios
Enhance Customer Service
Give customers ultimate transparency. Elevate your service through precision data and detailed remittance information
Easily implement new services and empower customers to serve themselves with standard processes and automation
Outpace the market and Realise new economics
Drive process efficiency by automating operations. Embrace the power of payment as a service and stay ahead of the curve with market trends
Domestic and Cross-border payouts
Low-cost disbursement and payout facilities across the xTransNET network
Remittance and Money transfer
Access over 150 markets and currencies for money remittance services
Merchant Account Manager
Offer your merchants and billers the right tools to accept payments online, instore and web
Card as a Service
Easily add card services to your offering. Out-of-the-box card issuing and management through API makes it simple for businesses to provide secure card services to their clients
Everything’s built for you. Simply initiate the launch and Paymenex enables card services for your business
Whether you choose a physical or virtual card, you can add your brand identity and original design to make them stand out
Close and Open Loop Programmes
Use segmented merchant acceptance cards and eVouchers. Offer closed or open loop cards and eVouchers – it’s up to you
Evolve financial technologies the right way, with all the benefits of a Fintech as a service
Fraud and risk management
Let us handle the stress of regulatory compliance and risk management, while you focus on growing your business.
State-of-the-art security features are automatically activated to ensure data and privacy are protected at all times.
Stay ahead of your competitors as we develop and deploy new functionalities. Activate and deactivate features as you wish.
Simple and rapid integration makes it possible to streamline existing systems, such as banking, fraud and risk management.
Reduce infrastructure spend and cut employment costs. Paymenex does everything specialised teams do, and more.
Monitoring and Reporting
Real-time monitoring and reporting shows live critical KPI data, enabling you to optimise processes in an instant.
Add cutting-edge customer experience in banking and financial services to your apps
Embed financial capabilities into your existing products or services. Choose from our rich library of the best financial service products to accelerate your time to marketTalk to an expert