Boost financial inclusion

Delivers financial services to everyone, everywhere, including those outside the financial mainstream

Reduce operational costs

Reduce cost of managing customers in branches with a mobile-led self-service in finance

Increase business revenue

Boot customer base and increase revenue with a mobile-led self services at every neighbourhood

Digital Transformation is better with OrbitOS Mobile Finance suite

A comprehensive mobile finance suite designed to improve your customers mobile banking and payment experience, and drive financial inclusion and cashless adoption in emerging economy

Powerful Mobile Banking for your Customers

Empower your customers to access banking and financial services offered by your bank on their mobile phones for a self-service banking, such as check their bank account balance, conduct online transactions, transfer funds, pay bills, and more without visiting banks.

Smart Mobile Payment that delivers

A complete business and freelancers payment solution with multiple payment methods, channels, and additional features that allow businesses and freelancers to expand their mobile payment capabilities.

Smart Mobile Money to accelerate financial inclusion

Grants the served and underserved access to digital account and electronic payments that is inclusive, low-cost, easy to use and secure, and become a revolutionary force for financial inclusion

Digital and Mobile Wallet Solution for Merchants and PSPs

Gain access to 200+ digital and mobile wallets in more than 120 countries all using a single integration

Ready-to-go functionalities and features that you can build on

Advance mobile financial services with an extensive variety of ready-to-go features and functionalities that empower your customers and reduce your cost to serve

Seamless Onboarding

Digital account opening that’s super easy and fast with smart customer due diligence, biometric, NFC tagging and more

Bill Payment and Subscription

Biller and subscription service management, smart invoicing, billing and electronic bill payment and collection

Disbursements

Inbuilt smart mass disbursement functionalities, manage groups, schedule disbursement, review reports and more.

Money management

Give your customers the smart tools they need to categorise and control spending, budgeting, savings pot, split bill and more

Virtual and NFC Cards

Issue Virtual and NFC Cards for online, instore or mobile contactless, Chip and PIN or biometric payments

Full Mobile Banking Service

Engage your customers with the digital banking and payment experiences they'll love, all packed in a mobile app.

Merchant Payment

Smart tools for merchants to accept payments however they do business - online, instore or mobile. supports 200+ payment methods,

Remittance and Money transfer

Local and international remittance ready, a single connection to access 150+ markets for money transfer services

Loyalty and Rewards Program

Improve your customer loyalty level, create different loyalty programmes, points, cashback, referrals, promo codes and more.

Delight banking customers for the win

Customers do not compare different banks anymore, they compare experiences. Everything in their financial lives as consumer's is better than ever, - smart digital services at their fingertips whenever they want them

Convenient and easy to use

OrbitOS providers several easy channels to enable every customers to access and manage account 24/7

Personalized experience

Every customer is different, OrbitOS enable customers to choose how they bank and take control of their financial freedom

Secure and Safe to use

Built on three-tier security architecture, we follow the best practices and use industry-leading technologies

Why choose Paymenex?

Orchestrate all of your unique propositions, launch digital products and services in a matter of days, be part of a low-cost alternative payment network and tap into new markets and the best FinTech capabilities to stay ahead of your competitors.

Digital ecosystem

Tap into a financial technology ecosystem with a wide range of financial services capabilities

Own The Experience

Bring your own unique look and feel, apply the style that best suits your brand. Have it all your way

Global Developer Engine

Everything developers need to build innovative banking and payment integrations - APIs, SDKs and more.

Fast Time To Market

Quickly create and launch your unique digital financial services proposition in just a matter of days.

Cost efficiency

Reduce cost of developing new technologies and markets by tapping into existing ones to stay ahead.

Customer experience

User centric technologies, engage and delight with user-driven instead of tech-led innovation

Stay ahead of Emerging risks and threats

Countering risk goes beyond preparing for a response. Ideally, you’d be able to identify threats before they have a major impact, and we'll always have your back

Automated Fraud Monitoring System

Our AI/ML-powered automated Fraud-Monitoring system detects and automates decisions to proactively stop fraudulent behaviour.

Three-tier security architecture

Built on three-tier security architecture, we follow the best practices and use industry-leading innovative technologies

Our Platform is SCA PSD2 Compliance

OTP and facial or fingerprint biometric at every access point to comply with PSD2 directive for Strong Customer Authentication

Trusted By Banks, Loved By A Variety Of Market Players

ECOBANK

Ecobank launched mSavings digital banking and agency network to improve financial inclusion in Ghana

COPTAVANZA MICRO FINANCE BANK

Coptavanza launched Micro Finance banking and agency network to improve financial inclusion in Panama

CAMPOSTMONEY

Cameroon Postal Services launched digital banking and agency network for financial services delivery across Cameroon.

MTN

MTN leveraged our curated APIs to access Cameroon's eSchool invoicing and payment for the Ministry of Secondary Education

ORANGE

Orange leveraged our curated APIs to access Cameroon's eSchool invoicing and payment for the Ministry of Secondary Education

VODAFONE

Vodafone leveraged the power of Paymenex MultiCard to deliver the Vodafone Swipe Card and Agency Network for airtime distribution

MULTICHOICE - DStv

Multichoice Ghana increased the penetration of cable TV subscription distribution and bill payment with Paymenex

EXPRESS EXCHANGE

Express Exchange made one integration and unlock many of the best domestic bill payment capabilities

EXPRESS UNION

MTN leveraged our curated APIs to access Cameroon's eSchool invoicing and payment for the Ministry of Secondary Education

LAKOOS

Lakoos launched an easy, affordable and better way to manage, convert and move their money globally just like a local in United Kingdom

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